Hi! My name is Marvin.

I am on a path toward financial freedom. On this blog, I share thoughts and ideas on Personal & Financial Freedom.

After all, money is just a means to an end: to be free to spend your time as you wish, to maximize your positive impact in the world.

The fear of death follows from the fear of life. A man who lives fully is prepared to die at any time.

― Mark Twain

Recommended Tools

Finance Tools
Some tools have really inspired and accelerated my journey toward financial freedom. Here are my favorites!

Brokers
A good broker with low fees is key to long-term investment success. The ones listed here are time-tested and reliable.

Real Estate
Tired of the ups and downs of the stock market? Put your money into real assets and watch the checks fly in.

Crypto
For the enterprising investor, crypto is the opportunity of a lifetime. Take a look at some of my top picks for with low fees and high returns.

Latest Posts

Why Are Interactive Brokers’ Margin Rates So Low?

Most online brokers offer margin trading accounts with margin rates commonly ranging between 2.5% to 8%, depending on (1) the broker and (2) the account’s debit balance. However, Interactive Brokers offers margin rates of 1.59% or less. How is this possible? Interactive Brokers provides a platform that is tailored to active and experienced traders, who…

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Why E*Trade Is Bad

Many disgruntled customers’ reviews have been consistent: terrible execution time, outdated live feed, glitchy application, horrendous customer service, covers only U.S. markets, and no forex. With barely 1.3 stars reviews on Trustpilot.com, E*trade has been highly criticized throughout review websites and forums over the past few years. Customers have reported that execution time has been…

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